Lenders Group Discount Plus Card with Pre-Paid Visa Credit/Debit Attachment Partner Application
This Lenders Group Discount Plus Card with Pre-Paid Visa Credit/Debit Attachment Partner Application/Agreement to Lenders Group Inc. and its terms and conditions forming an integral part hereof, must be fully completed, signed, and returned before your application request can be considered. This Agreement governs all discounts/promotion/contests/sales events given by you, to eligible Subscribers of the Lenders Group Discount Plus Card Program. The Lenders Group Discount Plus Card Program is owned and managed by Lenders Group Inc. Terms and conditions are set forth by Lenders Group Inc. per Appendix A.
Company Information
I hereby certify that the information contained herein is complete and accurate. This information has been furnished with the understanding that it is to be used to determine your participation in the Lenders Group Discount Plus Card Program with Pre-Paid Visa Credit/Debit Attachment, as a Discount Partner and if your participation is approved by Lenders Group Inc., the amount of Discount you will grant to eligible Subscribers in the said Program. I confirm that I have read and acknowledge the terms and conditions as noted on Appendix A. Furthermore, I hereby authorize Lenders Group Inc. to conduct additional checks, including but not limited to, trade references and credit checks on the companies listed herein and for the information requested on such companies to be released to Lenders Group Inc., in order to verify the information contained in this application.
APPENDIX A
Lenders Group Discount Plus Card With Pre-Paid Visa Credit/Debit Attachment Partner Terms and conditions
The Lenders Group Discount Plus Card Program with Pre-Paid Visa Credit/Debit attachment ("Program"), is operated by Lenders Group Inc. ("Lenders Group," “Discount Plus,” “Plus,” "us," "our," or "we"). When you enroll in the Program as a Discount Partner, you agree to give percentage discounts, or dollar discounts to our eligible Subscribers from time to time, for products and services provided by you at the locations listed herein. The amount of, or the percentage of the discount you give to our eligible Subscribers is determined by us, from information you supply in this application. We also authorize you to obtain a financial incentive (Plus), which we will make available from time to time and transferred to you by a medium acceptable to us, calculated and approved at our discretion, by a formula approximately equal to a determined percentage of the Canadian Dollar (CDN$) amount received by us, from the interchange fee, paid to us by our Banking Partners and Visa, from the pre-paid credit/debit attachment, of the Discount Plus Card Program, to a maximum of CDN$5000, per payment, payable twice per year, per Discount Partner. For international (non-Canadian) Discount Partners, payment will be made using our Banking Partners prevailing exchange rate, at the time of payment, converted and payable from Canadian Dollars, to your equivalent local currency, unless, at our discretion, payment arrangements can be made for you to receive Canadian Dollars, as allowed by the laws of Canada and your local jurisdiction. The Financial Incentive is calculated and paid to one entity only (one Account), usually the Parent Company, regardless of how many locations are attributable or attached to the parent company. For example, a Parent Company (one Account) with many locations participating in the Program, for calculations and payment purposes, is considered one Company (one entity) and said Parent Company will be paid the Financial Incentive.
This Application and Agreement to the Lenders Group Discount Plus Card Program with Pre-Paid Visa Credit/Debit attachment as a Discount Partner, shall apply to all Discount Plus Partner applications under review by Lenders Group Inc. The Applicant understands and agrees to be bound by the terms and conditions of the Program herein.
Applicant, Officers and/or Principals of the Company and the Company (‘Applicant Parties’) requesting participation in the Program as provided in the Application, agree that all information is complete, accurate and true. The ‘Applicant Parties’ also agree to notify Lenders Group Inc. of any change in the information provided in the Application.
Applicant Parties authorize Lenders Group to investigate references and other sources, to confirm any data furnished by the Applicant Parties concerning the Application. If the Application is approved by Lenders Group, in its sole discretion, a Discount Partner Account (‘Partner Account,’ ‘Account’) will be opened for the Applicant Parties, which will be subject to the terms and conditions of this Application, or as advised by Lenders Group; where terms and conditions are amended. Lenders Group reserves the rights to modify the Terms and Conditions without prior notice.
An annual review of all Lenders Group Discount Plus Partner accounts is completed for the previous calendar year's activity, to determine if their account complies with Lenders Group’s terms and conditions
The application is to be submitted via email to discountpartnerapplication@lendersdiscountcard.com. A Lenders Group Representative will contact you within 14 business days
Each party to this agreement, may terminate said agreement, after giving three months notice in writing, or e-mail to the other party.
Enrollment, membership and all related benefits of the Program are offered at our discretion. All related benefits are only offered and can only be used, by the named Discount Partner. You understand that Subscribers must present to you and use, by the named, identified Card Holder, an effective, updated, non-expired Lenders Group Discount Plus Card with Pre-Paid Visa Credit/Debit Attachment, in order for you to give them discounts and mentioned benefits and in order for you to receive mentioned benefits, including the financial incentives. By enrolling in the Program, you agree that you have read and understand these Terms and Conditions and are bound by all of them, as changed from time to time, and you consent to our collection and use of your personal information in accordance with our Privacy Commitment (see below).
COMMITTED TO YOUR PRIVACY
We are committed to protecting your privacy. We collect and use your information: (i) to administer the Program, including the management of your Account information, to accurately record and update Plus balances; (ii) to process discounts and the issuance of the financial (plus) incentives; (iii) to invoice and pay Partner Accounts, as appropriate; (iv) to communicate information and offers to Subscribers and Partners; (v) to understand and analyze Subscribers’ and Partners’ responses, needs and preferences; (vi) to develop, enhance, market and/or provide products and services to meet those needs; and (vii) to enable Subscribers and Partners to participate in promotions and contests. Discount Partners agrees not to solicit our eligible Subscribers, or use information obtained from our eligible Subscribers for any discounts/promotion/contest/sales event, unless given written authorization by Lenders Group, to carry out such activities. If our business is transferred to a new owner, we will give affected Subscribers and Partners notice before personal information is transferred or becomes subject to a different privacy policy.
PARTICIPATION IN THE PROGRAM
To enroll in the Program, you must be a registered business within your jurisdiction and provide your business GST/HST and other applicable tax numbers at the time of your application. You must provide us with both a valid mailing address and a valid e-mail address. If we accept your application for enrollment, we will enroll you in the Program as a Discount Partner of the Lenders Group Discount Plus Card Program with Pre-Paid Visa Credit/Debit attachment.
The Program, including all Discounts, Financial Incentives (Plus), Discount Plus Cards, every certificate or other document which can be exchanged for a Discount, or Financial Incentive ("Certificate") and all rights relating to them, are and will remain our property. You are responsible for all taxes payable as a result of your participation in the Program, including obtaining Financial Incentives. You may not transfer, sell, exchange, give, charge or otherwise dispose of any Discount or Financial Incentive, except in accordance with such conditions as we may prescribe from time to time and upon payment of such fees as we may impose in our discretion from time to time.
You must identify yourself as a Discount Partner when dealing with Subscribers. While similar programs may be offered in other countries, the Program entitles you to give Discounts only to approved Subscribers within prescribed jurisdictions and receive the Financial Incentives only from Lenders Group Inc. in Canada and in Canadian Dollars. You will give Discounts only to authorized, eligible Subscribers in good standing with us, and only after the Subscriber present and use their Discount Plus Card. You are required to check the Card expiry date for validity. We may refuse to record or honour Discounts, or Financial Incentives, or if already recorded, we may cancel and reverse the transactions, if we cannot confirm that they were properly issued or obtained. We may also cancel or reverse recorded Discounts, or Financial Incentives if you do not pay amounts owing to us. Lenders Group will determine the conditions under which Discounts should be issued and may change those conditions at any time. Any dispute that arise between you and Subscribers, must be settled between you and said Subscribers. You have the right to request proof of purchase documentation from the Subscriber, in the case of disputes.
Correct sign-in credentials (PIN or email address and password) are required in order to access your Discount Plus Partner Subscription Account at www.lendersdiscountcard.com, the Discount Plus mobile app or when contacting our Customer Care Centre. Anyone who knows your sign-in credentials will have full access to your Partner Account, and may change the address associated with your Account and redeem your Financial Incentive available with Account. You are responsible for maintaining the secrecy of your sign-in credentials (PIN or password) for all activities that occur using your PIN or password and for notifying us of any unauthorized use of your PIN or password. We are not responsible or liable in any way for any loss arising from your failure to comply with these provisions.
REDEMPTION OF FINANCIAL INCENTIVE (PLUS)
Approved Discount Partners are also authorized to obtain a financial incentive (Plus), which we will make available from time to time and transferred to the Discount Partner by a medium acceptable to us, calculated and approved at our discretion, by a formula approximately equal to a determined percentage of the Canadian Dollar (CDN$) amount received by us, from the interchange fee, paid to us by our Banking Partners and Visa, from the pre-paid credit/debit attachment, of the Discount Plus Card Program, to a maximum of CDN$5000, per payment, payable twice per year, per Discount Partner. For international (non-Canadian) Discount Partners, payment will be made using our Banking Partners prevailing exchange rate, at the time of payment, converted and payable from Canadian Dollars, to your equivalent local currency, unless, at our discretion, payment arrangements can be made for you to receive Canadian Dollars, as allowed by the laws of Canada and your local jurisdiction. The Financial Incentive is calculated and paid to one entity only (one Account), usually the Parent Company, regardless of how many locations are attributable or attached to the parent company. For example, a Parent Company (one Account) with many locations participating in the Program, for calculations and payment purposes, is considered one Company (one entity) and said Parent Company will be paid the Financial Incentive.
Financial incentives are paid twice yearly (“Payout Period,” “Payout”), specifically, on the 31st/March and 30th/September each year and paid only to approved, Discount Partners in good standing. Eligible Discount Partners can expect to receive their redemption approximately two to three weeks, after the Payout Period. We may restrict Discounts and Financial Incentives available, to any particular Discount Partner.
The amount of Discount applicable to any particular product and/or service and the amount of Financial Incentives available, are subject to verification by our Customer Care Centre. Once discounts are obtained and Redemption Payout are announced/received, no changes, cancellations, exchanges or refunds whatsoever are permitted. We assume no responsibility for any loss, damage, defect, injury, death or expense relating to any product or service offered by you, or for your product or service not turning out as expected by our Subscribers for whatever reason.
Subscribers must use the Lenders Group Discount Plus Card with Pre-Paid Visa Credit/Debit attachment to pay for purchases/services from participating Partners in order to receive Program Benefits.
The Lenders Group Discount Plus Card with Pre-Paid Visa Credit/Debit attachment, is accepted wherever Visa is accepted Worldwide. Subscribers have a daily cash limit equivalent to CDNS1000 that can be withdrawn from ATMs, or at our Discount Partners that participate in the Lenders Group Remittance Program. While on-line and point-of-sale (POS) purchases have a daily limit equivalent to CDN$2500. Subscribers can re-load their card through www.lendersdiscountcard.com, by using their personal savings/chequing account, by using bill payment features through most Banks and through our Discount Partners that participate in the Lenders Group Remittance Program. The card has a re-load limit equivalent to CDN$2500 daily, up to a maximum of CDN$10,000 monthly.
All references to money in these Terms and Conditions are in Canadian dollars, unless otherwise indicated, and we accept and make payment of money in Canadian dollars only, unless otherwise indicated. You are responsible for all taxes applicable to any amounts payable to us, or received from us and our Subscribers.
LIMITATION OF LIABILITY
Neither we, our affiliates nor any of our or their respective officers or directors have any responsibility or liability for any expense, loss, cost, injury, damage, delay, travel cancellation, accident or any other matter or thing whatsoever (collectively, “Costs”), however suffered or caused (including compensatory, incidental, indirect, special, punitive, consequential or exemplary damages or damages for loss of income or profits), directly or indirectly arising out of or related to (i) the Program or your participation in the Program; (ii) any failure, delay or decision by us in administering the Program or amending these Terms and Conditions or the basis on which you can obtain or use Discounts, or Financial Incentives; (iii) unauthorized use of your PIN or password; (iv) any offer, representation, statement or claim about the Program, any Partner or their products or services, made by a Partner, Subscriber, or any other person; or (v) the purchase, redemption for or use of any goods or services of Partners, including Discounts or Financial Incentives, whether made available by us, any of our affiliates, Partners, Subscribers or otherwise. This applies even if we or our representatives are advised of the possibility of such Costs. Discount Partners and Subscribers are not responsible for the Program. Any liability we may have to you or anyone else who obtains the benefit of any Discount or Financial Incentive you use, or acquire, under any circumstances, for any negligence, breach of contract or otherwise, is limited to crediting your Account with the amount of Discount or Financial Incentive you used in connection with those circumstances, when the liability arose. Use of our website is subject to the terms of use displayed thereon from time to time.
TERMINATION, CHANGES AND BREACH
We may change these Terms and Conditions, any aspect of the Program including Discounts and Financial Incentive conditions and procedures in any respect, all without notice and even though changes may affect the value of Discounts and Financial Incentives already accumulated. For current Terms and Conditions and other Program details and information, visit www.lendersdiscountcard.com, or call our Customer Care Centre. For example, but without limitation, we may add, delete or change Partners, time limits for Discounts and Financial Incentive Redemption and Payout, use of Discounts, Certificates, conditions or procedures. If you become bankrupt, commit fraud, misrepresent any information, violate any Terms and Conditions, abuse your Program privileges or act in any other way to the detriment of us, our Partners, Subscribers or the Program, we may, without affecting our other rights, disclose such information requested by proper authorities, terminate your Subscription and/or cancel your Discounts and Financial Incentives.
Each party to this agreement, may terminate said agreement, after giving three months notice in writing, or e-mail to the other party.
If a Lenders Group Discount Plus Card with Pre-Paid Visa Credit/Debit attachment expires or is cancelled for any reason, it becomes void without compensation.
GENERAL
These Terms and Conditions may be different from what you know about the Program. These Terms and Conditions constitute the entire agreement between you and us regarding your participation in the Program, your authorization to give or obtain Discounts and Financial Incentives and use your authorization to any other benefits of the Program, and supersede all previous versions. Except as expressly contained in these Terms and Conditions, there are no conditions, representations, warranties, express or implied, statutory or otherwise. When you deal with us over the Internet, you consent to the formation of contractual relations through electronic communications. We are the final authority as to the interpretation of these Terms and Conditions and as to any other questions or disputes regarding the Program. Unless we otherwise elect, any dispute regarding these Terms and Conditions, including validity, existence, binding effect, interpretation, performance, breach or termination, and including tort claims, shall be referred to and finally determined, to the exclusion of the courts, by a single arbitrator. The arbitration shall take place in Toronto, Ontario, in English, and in accordance with Ontario laws. The arbitration shall be conducted in strict confidence with no disclosure to any person of the fact of the dispute or any aspect of the dispute except as necessary for resolution of the dispute. We will not be taken to have waived any of our rights even if we use Discounts or Financial Incentives (Plus), when not required. All materials and any notices from us will be sent to your address as in our records; please notify us if your address changes. The Program, all rules and Terms and Conditions are governed by the laws of Ontario. If any provision of these Terms and Conditions is invalid or unenforceable, such provision shall not affect the validity and enforceability of the remaining Terms and Conditions.
